Another Cheapout--Buy Christmas Gifts Now

Right now is the perfect time to stock up on toys and games for future gift giving.  Target has a huge toy clearance going on right now, along with their summer items and the big baby items like car seats and cribs.  When these items get to 75% or even 90% off, you can buy a few $20 items for $5 or less.  Use the items to stock a gift closet for emergency birthday party invitations or save them for Christmas for your own kids.

Also right now (as in this week only) Kmart has an additional 50% off their clearance items.  This will include a lot of summer clothes, toys, and household items.  I want to tell you that Kmart has similar clearance deals online, but their website is so hard to negotiate that I can't even find stuff to link.

Kmart is also offering 20% off their store brand clothing for any people who are currently unemployed.  It should be a good opportunity to save money while dealing with the crippling effects of the current economy.  This is not a limited time thing, so pair the 20% off with the upcoming sales tax holiday to maximize it.